Legal Documents

Investment Disclaimer — Please Read Carefully

Flash Candle is a research support tool. All content, analysis, and outputs generated by the platform are for informational and educational purposes only. They are not intended to be and should not be relied upon as financial advice.

• Trading financial instruments — including stocks, ETFs, forex, cryptocurrencies, and commodities — involves substantial risk of loss, including the possible loss of your entire investment.
• Past analysis outputs do not guarantee, predict, or imply future results.
• AI-generated analysis may be inaccurate, incomplete, outdated, or based on incorrect assumptions.
• You should always verify AI outputs against primary sources before making any decision.
• Flash Candle does not have access to real-time market data unless explicitly stated. Analysis should be verified against current data.
• You are solely responsible for your own investment decisions and any resulting profits or losses.
• We strongly recommend consulting a qualified, licensed financial advisor before making any investment decision.

By using this Service, you acknowledge and agree that Flash Candle, its owners, employees, and affiliates shall not be liable for any trading losses, investment decisions, or financial outcomes you experience, regardless of whether those decisions were influenced by content generated by this platform.

Limitation of Liability

To the maximum extent permitted by applicable law:

• Flash Candle and its owners, affiliates, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or financial losses arising from your use of the Service.
• Our total aggregate liability to you for any claims arising out of or relating to these Terms or the Service shall not exceed the amount you paid for the Service in the three months preceding the claim.
• We make no warranty that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.
• We make no warranty regarding the accuracy, completeness, timeliness, or reliability of any AI-generated analysis or research output.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

Subscriptions & Payments

Billing

Flash Candle offers monthly subscription plans. By subscribing, you authorize us to charge your payment method on a recurring monthly basis until you cancel.

• Starter Plan: $9.99 per month
• Pro Plan: $29.99 per month
• Elite Plan: $79.99 per month

Prices are in USD and exclude any applicable taxes. We reserve the right to change pricing with 30 days' notice to existing subscribers.

Refund Policy

All sales are final. We do not offer refunds for partial months of service. If you cancel your subscription, you will continue to have access to the Service until the end of your current billing period.

Exceptions may be made at our sole discretion for technical issues that prevented you from accessing the Service. Refund requests must be submitted within 7 days of the charge via email to the contact address below.

Cancellation

You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period. You will not be charged for subsequent periods after cancellation. To cancel, contact us at the email address below or through your payment provider's dashboard.

Additional Requirements

Flash Candle operates on top of Claude AI by Anthropic. Use of Flash Candle requires a separate Claude Pro account ($20/month from Anthropic). This cost is not included in your Flash Candle subscription and is governed by Anthropic's own Terms of Service.

Acceptable Use Policy

You agree not to use Flash Candle to:

• Provide financial advice to third parties using content generated by the platform
• Represent AI-generated analysis as independently verified research without appropriate disclosure
• Resell, sublicense, or redistribute access to the platform or its outputs
• Reverse engineer, scrape, or attempt to extract the underlying prompts or systems
• Use the platform for any illegal purpose or in violation of any applicable laws
• Share your account credentials with others not covered by your subscription
• Use automated tools to generate bulk analyses for commercial redistribution

We reserve the right to suspend or terminate accounts that violate these terms without refund.

Intellectual Property

The Flash Candle platform, including its design, structure, tool frameworks, prompts, and interface, is the intellectual property of Flash Candle. The research tool frameworks are based on The No-BS Guide to AI for Trading & Market Research by Ash Cole.

AI-generated outputs produced through your use of the platform are provided for your personal research use. You may not resell, redistribute, or commercialise these outputs without express written permission.

We retain all rights, title, and interest in the platform, its underlying systems, and any improvements thereto.

Termination

We reserve the right to suspend or terminate your access to Flash Candle at any time and for any reason, including violation of these Terms. Upon termination, your right to use the Service ceases immediately.

You may terminate your account at any time by cancelling your subscription.

Information We Collect

Information you provide directly

• Account information: Email address and payment information collected at signup through our payment processor (Gumroad or Stripe).
• Communications: Any messages you send us via email or support channels.

Information collected automatically

• Usage data: We may collect general analytics about how the platform is used (page views, feature usage). This is anonymised and not linked to individual users.
• Technical data: Browser type, operating system, and general geographic location (country level) may be logged for security and troubleshooting purposes.

Data stored in your browser (localStorage)

Flash Candle stores the following data locally in your browser using localStorage. This data never leaves your device and is not transmitted to our servers:

• Your signal tracker entries (tickers, directions, notes)
• Your key level alerts
• Your research notes per ticker
• Your research history log
• Your weekly planner progress
• Your theme preference (dark/light mode)
• Your onboarding status

This data is stored only on your device. Clearing your browser cache or localStorage will delete this data permanently. We cannot recover it.

AI Analysis Content

Content you paste into research tools (earnings transcripts, news articles, etc.) is sent to Anthropic's Claude AI for processing. This is governed by Anthropic's Privacy Policy. Flash Candle does not store, log, or retain the content of your research queries.

Cookies

Flash Candle uses minimal cookies strictly necessary for the operation of the Service. We do not use advertising cookies, tracking pixels, or third-party analytics cookies.

Our payment processor (Gumroad or Stripe) may set cookies on their checkout pages. These are governed by their respective privacy policies.